作者:栾剑琦 黄建贤 王珏 易忠云 金杜律师事务所金融资本部

Given recent innovations in Chinese residents’ consumption concepts and the support of national policies, auto finance and consumer finance have both achieved relatively rapid growth. On 11 April, PBOC Governor Yi Gang (易纲) announced at the Boao Forum for Asia various financial liberalization measures to be launched this year, including encouraging the introduction of foreign investment in financial sectors such as auto finance and consumer finance. This move may bring new opportunities for development for the auto finance and consumer finance industries. This article will review the development history of auto/ consumer finance companies and the status quo of foreign investment access and, based on our experience, analyze the opportunities the current opening-up of the financial market may bring to foreign investors as well as the regulatory requirements foreign investors should pay special attention to when investing in these two types of companies.
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作者:栾剑琦 黄建贤 王珏 易忠云 金杜律师事务所金融资本部

随着居民消费理念的革新以及国家政策的扶持,汽车金融和消费金融均进入了较快的发展阶段。4月11日,中国人民银行行长易纲在博鳌亚洲论坛上宣布了多项将在今年落地的金融开放措施,其中包括鼓励在汽车金融、消费金融等金融领域引入外资,此举或将给汽车金融与消费金融行业带来新的发展机遇。本文将通过回顾汽车/消费金融公司的发展历程、外资参与现状,并结合我们的经验分析本次金融市场对外开放对外国投资者可能带来的机会以及外国投资者投资该两类公司应特别关注的监管要求。
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